Here's What You Need to Know About Insuring Your Engagement Ring

From the moment you say yes, you have beautiful custom engagement rings in Toronto on your finger. While you may love your new engagement ring, such a beautiful piece comes with great responsibility, and you don’t want anything to happen to it.

 

Whether you’ve left your engagement ring on the beach, cracked it at the gym, or had it stolen, engagement ring insurance can offer you financial protection and peace of mind.

 

Tips to insure your engagement ring

When it comes to modern engagement rings, your soon-to-be fiancĂ© can insure the ring as soon as it’s purchased.

 

The sooner it’s insured the sooner you will be protected. Insurance can take some time depending on the provider and the paperwork which is why it’s always good to get it done as soon as you can.

 

When it comes to insuring your custom engagement rings, you have two options. You can either choose renter’s insurance or homeowners. You can even purchase an extension that covers your engagement ring.

 

To get your ring insured you first need to get your piece appraised by a professional. Your jeweler will take your gemstone, cut, setting, and style into account when they appraise your piece.

 

While insuring your piece might be quite affordable, the longer you take to insure it, the higher the price can be. Make sure to clean, repair, and maintain your piece before taking it to a professional to appraise it.

 

In Summary

Ultimately, it’s up to you to decide if your ring is valuable enough to need financial protection. If you feel that you will get upset on losing or misplacing your ring, then it’s valuable enough to insure. Remember, insuring will help keep your ring safe and protected and allow you to get a replacement in case you lose or misplace it.

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